Payday Super
From 1 July 2026, super must be paid each pay day. Update payroll, processes and cash flow now.
What this means for you
- If you pay weekly, fortnightly, or monthly, super must now be paid on the same schedule.
- Late or missed payments may trigger the Superannuation Guarantee Charge (SGC).
- Contributions are only considered “paid” once they reach the employee’s fund—not when you submit them.
What to do before your first July pay run
- Update payroll
Enable per-pay super in your payroll software and review your STP settings.
- Confirm employee details
Check TFNs, stapled or chosen super funds, and member numbers are complete and accurate.
- Set up payments
Select a SuperStream-compliant clearing house or payment method and confirm cut-off times for your pay cycle.
- Align calendars
Update payroll schedules, checklists, and approval processes to include super each pay run.
- Review cash flow
Plan for the shift from quarterly to per-pay super and adjust working capital if needed.
- Update documents
Revise contracts, policies, and onboarding materials that reference quarterly super.
- Test and train
Run a test pay event, reconcile results, and ensure your team is confident with the new process.
- Communicate with employees
Let your team know super will now be paid each pay cycle.
Our recommended timeline
- Now
Choose your payment method or clearing house and confirm processing cut-off times.
- By end of May
Update payroll settings and gather any outstanding fund or member details.
- By mid-June
Run a test payroll, reconcile results, and finalise internal controls and approvals.
- First July pay run
Process super with payroll and submit early to ensure it clears on time.
We’re here to help!
If you’d like us to review your payroll settings, set up your clearing house, or run a test pay please call our office on 02 4926 7206.
Resources
- ATO guidance on Payday Super
- Our Payday Super readiness checklist (PDF)
